save thousands

on a refinance with whitecap mortgage

No Origination Fees

Absolutely no origination, underwriting, or processing fees

Low Rates

Rates at or below online rates

Additional Credits

Get an additional credit for closing costs through the MFT Saves Program

Calculate your savings

Move the slider to your new loan amount to see how much you can save in your closing costs with the waived $995 origination fee and 0.5% lender credit!



You will save


Whitecap Mortgage, partnering with Matt Fetick Team Cares, is focused on helping you save thousands on your home refinance by offering a special program for past clients, family and friends. If you’re considering a refinance, not only is now a great time to do it with rates at historic lows but let us save you even more with NO origination, processing or underwriting fees AND a 0.5% credit towards closing costs!

Is Refinancing Right for You?

Here are some of the most common reasons to consider a refinance:

Reduce Your Monthly Payment

The most common reason for refinancing is to lower the interest rate on your loan. By paying less in interest you will see a savings in your monthly payment.

Consolidate High Interest Debts

If you have multiple loans or revolving debt with high interest rates, it might make sense to consolidate them into a single loan especially if you can get a lower rate.

Pay Off Your Mortgage Faster

With interest rates so low, refinancing into a lower term mortgage can cut years off your payments and save you thousands in interest over the life of the loan.

Complete Home Renovations

If you have equity in your home, a cash out refinance or specialized renovation refinance loan can allow you to perform everything from minor updates to major projects like an addition. 

 A big thank you to Whitecap Mortgage for all their help with our refinance! We got a great rate and our house will be paid off much sooner. We appreciate all that you did to make this happen in the midst of these challenging times. 

Kristin & Connor

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of these savings

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to take advantage
of these savings

All loans are subject to credit and property approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Whitecap Mortgage LLC, 210 S. Mill Rd., Ste. 104, Kennett Square, PA 19348. Phone 484-222-2620. Corporate NMLS#1847550 ( Licensed by the Pennsylvania Department of Banking and Securities, Delaware State Banking Commission, and Maryland Department of Labor.