There are several different loan options available.  Here is a brief scenario of each option. 30 YEAR FIXED RATE MORTGAGE The 30 year fixed rate mortgage is one of the most popular and secure home loan options available, especially if you want your monthly payments to...

With HomeReady, creditworthy low to moderate-income borrowers can now get the financing they need to purchase their home.  Home Ready loans typically offer the benefits of lower interest rates and a lower mortgage insurance rate.  And the best part is, you do not have...

FHA mortgages are government-assisted alternatives to conventional financing and are great options for those who want to put less money down or who have lower credit scores. While these mortgages do require expenses in the form of monthly mortgage insurance, they...

Several of my clients are buying new construction homes.  This sometimes put them in a unique situation because typically the builder wants to see a mortgage approval prior to starting to build their home.  Some of my clients simply cannot afford to own two homes.  So...

Have you always dreamed of owning a vacation home?  It's not a decision to be taken lightly, but if it is something you've always wanted, the means for making that dream come true are not as difficult as you might think. Here's some things you should know:...

Adjustable rate mortgages (ARM) can be intimidating for a borrower to think about when they are going through the mortgage process.  An ARM has its benefits and risks.  I always tell my clients, if you don't like gambling, don't go with the ARM. ARMs have changed over...