MORTGAGE RESOURCES

The Loan Process

The Loan Process

Here is an overview of the loan process from start to finish.  This is everything you will need to expect during the mortgage process. Our team will be here to walk you through each part step by step. Pre-Qualification & Pre-Approval During this first consult, we...

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Mortgage Loan Options

Mortgage Loan Options

There are several different loan options available.  Here is a brief scenario of each option. 30 YEAR FIXED RATE MORTGAGE The 30 year fixed rate mortgage is one of the most popular and secure home loan options available, especially if you want your monthly payments to...

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Mortgage 101
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Learn about general mortgage topics and basic terms.

Loan Products
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Understand the different loan products available to figure out which ones might be right for you.

Credit Basics
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Learn everything you need to know about credit and how it affects your home purchase.

Renovation & Construction
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Find tools to help you decide if a renovation or construction loan is a good fit.

Quick Guides
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Helpful guides and loan resources at your fingertips.

The Loan Process

The Loan Process

Here is an overview of the loan process from start to finish.  This is everything you will need to expect during the mortgage process. Our team will be here to walk you through each part step by step. Pre-Qualification & Pre-Approval During this first consult, we...

read more
Mortgage Loan Options

Mortgage Loan Options

There are several different loan options available.  Here is a brief scenario of each option. 30 YEAR FIXED RATE MORTGAGE The 30 year fixed rate mortgage is one of the most popular and secure home loan options available, especially if you want your monthly payments to...

read more
Recession, Rates, and Real Estate

Recession, Rates, and Real Estate

Below is a link to a presentation on recessions that we recently used in a lunch and learn. Please click through the presentation to get answers on the below topics. What is a recession and what can history teach us about recessions? Is a recession likely in the next...

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FHA Standard 203K Highlights

FHA Standard 203K Highlights

Planning for a large scale project like major structural alterations, updating your kitchen, or conversion or repairs to your swimming pool? Get one step closer to breaking ground with an FHA 203K loan!  Please see the program highlights below. Program Highlights...

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VA Financing

VA Financing

VA loans allow us to take care of our own.  Is your credit not so great? No problem! VA makes it possible for a borrower with a 560 credit score to qualify.  The VA loan offers many benefits and we highlighted some of them below. Highlights No down payment Up to 100%...

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Conventional – Home Ready Loans

Conventional – Home Ready Loans

With HomeReady, creditworthy low to moderate-income borrowers can now get the financing they need to purchase their home.  Home Ready loans typically offer the benefits of lower interest rates and a lower mortgage insurance rate.  And the best part is, you do not have...

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All loans are subject to credit and property approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Whitecap Mortgage LLC, 210 S. Mill Rd., Ste. 104, Kennett Square, PA 19348. Phone 484-222-2620. Corporate NMLS#1847550 (nmlsconsumeraccess.com). Licensed by the Pennsylvania Department of Banking and Securities, Delaware State Banking Commission, and Maryland Department of Labor.