DSHA has launched new homeownership programs, for new applications beginning June 15th. Whether you’re a first-time homebuyer or a repeat buyer, we’ve got something for you.
Check out the highlights:
✅ Smart Start Home Loan: Get competitive interest rates at or below market rates for Conventional and Government Loans. Say goodbye to loan level price adjustments (LLPA’s) with DSHA’s Smart Start!
✅ Home Sweet Home Loan: Enjoy a zero-interest 2nd loan of $12,000 for down payment and closing cost assistance. Plus, watch your loan balance decrease by 10% each year you reside in your new home. After 10 years, it’s forgiven! Sweeten your journey to homeownership.
✅ Delaware Diamonds Home Loan: Essential workers in Delaware, this one’s for you! Get a zero-interest 2nd loan of $15,000 for down payment and closing cost assistance. Available to Delaware residents in the Education System, Medical Field, First Responders, Grocery Store Employees, Retail Workers, and Veterans. Like the Home Sweet Home loan, this loan balance will decrease every year and is forgiven after 10 years as your primary residence!
✅ DSHA First State Home Loan: Discover the First State Home Loan, offering a zero-interest 2nd loan and 4% down payment and closing cost assistance. We’re here to support you throughout your homeownership journey in the First State!
✅ Delaware First-Time Homebuyer Tax Credit: First-time homebuyer or haven’t owned a primary residence in the last 3 years? Our tax credit program has got you covered! Use it with our Smart Start Home Loan or other assistance programs. Say goodbye to renting, and hello to your new home!
All the programs above have sales price and household income limits and not all applicants may meet DSHA underwriting or credit guidelines – so contact a Whitecap Mortgage Advisor to learn more. Don’t miss out on these amazing opportunities. Give us a call and let’s get started on your homeownership journey today!