by csuccarotte1 | Oct 13, 2017 | Credit Basics
I had a conversation yesterday with a client about credit. I had reviewed their credit and was going over their report and scores with them. And then, the common reply came, the one I hear from so many clients – “But my free credit APP on my phone said... 
by csuccarotte1 | Nov 10, 2015 | Credit Basics
Several of our clients come to us after some sort of mishap with their credit or previous mortgage. Whether it was a foreclosure, short sale, or bankruptcy, they all ask the same thing. When can I purchase again? It is an important question for the borrower to know... 
by csuccarotte1 | Sep 24, 2015 | Credit Basics
Boosting your credit can take time, patience, and effort. A tool to consider when boosting, or even maintaining your credit is balance transfers. Here are some important things to remember when considering a balance transfer. Consolidating simplifies payments. Some... 
by csuccarotte1 | Aug 21, 2015 | Credit Basics
Understanding Your Fico Score FICO scores are used to determine if you are creditworthy when applying for a loan. My team and I believe the first step to enhancing your credit score is understanding what factors are driving your score. Today I am going to focus on...