Competitive Rates.

Quality Service.

Experience You Can Trust.

Welcome to Whitecap Mortgage

Whitecap Mortgage was founded from a desire to offer a better option to our customers. We believe that you shouldn’t have to choose between getting a competitive interest rate or getting an excellent mortgage experience, and from that belief our company was born. We take pride in treating our clients with honesty and integrity and strive to make the loan process simple, easy, and transparent for everyone involved.

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Visit our Knowledge Center filled with helpful articles and loan resources.

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Use our secure online mortgage application to apply for a home loan today.

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Home Buyer Guide

At Whitecap Mortgage, we know sometimes it’s hard to know where to start when thinking about mortgage financing. That’s why we have created our Home Buyer Guide that is all about getting started on your home buying journey and understanding the loan process. Click on the link below to get your free copy!

“Working with Sara and her team was a dream! Their financial terms were better than any other we found (and we checked many!) and they even matched our credit union’s last attempt at our business. Sara’s impeccable character and clear communication was key to our deal getting done on time and easily! The entire staff was respectful, kind and responsive and knew the details of our deal…not like those large companies where you have to re-explain yourself to customer service every time you call!! Plus, the online tools and resources for document sharing made it SO EASY. You can’t go wrong with Sara and the team!!”

– MICHELLE T.

“Hands down – best mortgage experience you will ever have! Having gone through the mortgage process 5 times already, I was expecting some problems. NOT the case with Mark and his amazing team. Every phone call/email was answered promptly and all questions/concerns addressed in a timely manner. If you have credit concerns, they will look at all options and not judge. Bottom line is, if you’re looking for a mortgage lender, look no further! You won’t be disappointed.”

– MARIE R.

“Thank you for all you have done & continue to do for us. We are so thankful you decided to work with us and we have now purchased our first home. You took all the stress & worry out of finding us a home loan that would work with our situation. We would highly recommend you. You were trustworthy, friendly, fast & efficient. Thanks again for all your help.”

– PRATIK & NIMA D.

“The whole process was painless. I have worked with many lenders in the past, and this was the best. Every time I had a question, they were on target. I will use them again for an investment property in the future.”

– SPENCER

“Working with Sara and her team was a dream! Their financial terms were better than any other we found (and we checked many!) and they even matched our credit union’s last attempt at our business. Sara’s impeccable character and clear communication was key to our deal getting done on time and easily! The entire staff was respectful, kind and responsive and knew the details of our deal…not like those large companies where you have to re-explain yourself to customer service every time you call!! Plus, the online tools and resources for document sharing made it SO EASY. You can’t go wrong with Sara and the team!!”

– MICHELLE T.

“The whole process was painless. I have worked with many lenders in the past, and this was the best. Every time I had a question, they were on target. I will use them again for an investment property in the future.”

– SPENCER

“Thank you for all you have done & continue to do for us. We are so thankful you decided to work with us and we have now purchased our first home. You took all the stress & worry out of finding us a home loan that would work with our situation. We would highly recommend you. You were trustworthy, friendly, fast & efficient. Thanks again for all your help.”

– PRATIK & NIMA D.

“Hands down – best mortgage experience you will ever have! Having gone through the mortgage process 5 times already, I was expecting some problems. NOT the case with Mark and his amazing team. Every phone call/email was answered promptly and all questions/concerns addressed in a timely manner. If you have credit concerns, they will look at all options and not judge. Bottom line is, if you’re looking for a mortgage lender, look no further! You won’t be disappointed.”

– MARIE R.

Ready to Get Started?

It’s simple. Just click the link below to create a secure account where you can tell us about your home buying goals and securely share your credit and financial information. We will then review that information so you can find out how much home you can afford and get on your way to your new home purchase or refinance.

All loans are subject to credit and property approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Whitecap Mortgage LLC, 210 S. Mill Rd. Ste. 104, Kennett Square, PA 19348. 484-222-2620. Corp NMLS#: 1847550 (nmlsconsumeraccess.com). Licensed by the Department of Corporations in Pennsylvania and Delaware.

What type of home are you looking to purchase?

Existing Home
New Home
Investment Home

What type of home are you looking to purchase?

Existing Home
New Home
Investment Home